Someone just shared this I hope it's wrong cause it means the rest of my life my stack will only grow by 1/25th

https://calc.bitcoineracademy.com/?currentAge=38&lifeExpectancy=86&currentSavings=0.4&annualBuy=1000&bitcoinCagr=12&desiredRetirementIncome=4000&inflationRate=2&optimized=false